Apply for B&H PayBoo Credit Card, Get $50 eGift Card if Approved (ends 10/11/22)

For a limited time (November 2-10 in 2022), B&H Photo will give you a $50 B&H e-gift card if you apply and get approved for their PayBoo store credit card.

PayBoo is a B&H-only store card, not a VISA/MC. Its main benefit for purchases made at B&H Photo is your choice of either not paying sales tax OR getting a special financing promotion.

As usual, be sure to read all the terms, conditions and restrictions and use credit responsibly!

Prime VISA card cashback includes Sony a7 III, Panasonic G85 and FZ300, FZ80, D-Rebel T7, DJI Air 2S, Instax, Etc

This is a more specific offer during the Prime Early Access sale. You have to have the Amazon Prime VISA credit card to take advantage of these. If you pay for these eligible products, you earn 10% to 25% back on your Prime VISA card. You need both the VISA card and an active Prime membership to take advantage of the offer!

Among the eligible camera options:

+ Sony a7 III ILCE7M3/B

+ Panasonic G85 mirrorless
+ Panasonic 25/1.7 pancake
+ Panasonic FZ300 and FZ80 superzooms

+ Canon D-Rebel T7
+ Canon G7X III

+ Olympus Tough TG-6 elementproof

+ also a couple of lenses (Tamron and Sony)

+ DJI AIR 2S and MAVIC 3

+ Fujifilm Instax Mini 11 and Square SQ1 Instant Cameras
+ Kodak Printomatic Digital Instant Print Camera
+ some Polaroids

+ the cashback on cameras is 10%

IMPORTANT: for cameras with multiple options and kits and colors on the listing, make sure the one you buy is participating in the offer. If you are logged on to your Prime account, it will show which one(s) are eligible

Adorama Credit Card: Open, Spend $1000+, Get $70 future statement credit

If you are planning to make a $1000+ purchase at Adorama by August 31 in 2022, Adorama is running a limited time promotion on their Adorama Edge Credit Card. You must apply, get approved, and make a purchase of $1000+ (minus returns/adjustments) by August 31st in 2022. Around 90 days after the qualifying purchase, you will receive a a $70 statement credit on your account.

To read the terms and conditions of this offer, use your browser’s search function at the aforelinked page, looking for $70. It is mentioned exactly once.

This is a house credit card, not a VISA/mastercard. Issued by Synchrony Bank. As usual, use credit wisely and strategically.

One of the benefits of this card is a choice of benefit at checkout, either 5% off OR a special financing promotion (if eligible/available). You can’t have both!

UPDATE: while we are on the topic of Adorama, their current daily deals running until Friday at 10am ET are the 2019 Airpods for $125, and a couple of Nintendo items…

REI Hippies: $100 REI Gift Card if you sell out to Mastercard :)

If you are an REI member, they currently have a Mastercard promotion. If you apply for the “REI Co-Op World Elite Mastercard” and get approved and make a purchase within 60 days, you will earn a $100 REI gift card.

Per the page there, there is no annual fee, and no foreign transaction fees. There are terms and conditions and restrictions as usual, so be sure to peruse them to prevent future surprises.

This is a rewards card as well, you’ll earn 5% on REI purchases, 2% on mobile wallet purchases and 1% on everything else.

This is separate and in addition to the annual dividend you earn on your REI membership on purchases made regardless of payment method.

Prime Cardholders: up to 25% back on select items (most get 10% back)

If you are an Amazon Prime member AND you have one of Amazon’s three official credit cards (the VISA, the Store card, and the Secured card), then for a limited time you can get up to 25% back on your Amazon card with the purchase of select products. Most of them seem to get 10% back.

AS of the time of writing there are over 1300 eligible products. Page further down on the aforelinked offer page to see them or use their filtering options over there to narrow them down…

Filtering for Electronics yields 492 products as of the time of writing!

Promotion ends December 20 in 2021, or whenever Amazon changes it 🙂

B&H Financing Offer: 0% interest on $1849+ for 24 months

If you are planning a big camera(s) or lens(es) purchase or any other purchases (in a single receipt) at B&H, B&H Photo is having a limited time special financing offer. For purchases of $1849 or more, you get 24 months of 0% interest.

You MUST pay the full amount before/by the end of the 24 months. If the amount is not fully paid, you will be charged interest from the purchase date. So do this only if you are certain you can pay it off on time. Minimum monthly payments are required. Another option gives you 24 equal monthly payments, so by the end you’ll have paid the full amount automagically.

There are plenty of FAQS over there that answer questions about the offer. It is not stackable with the PayBoo (B&H refund your sales tax) BUT you can split the payment of order between the two offers with 12-month (or shorter) financing. The amount paid with PayBoo will get the PayBoo benefit (sales tax refund) and the amount paid with the B&H financing promotion will get the financing 0% promotion. Orders with longer than 12-month financing cannot be split-paid.

As usual, use credit wisely and judiciously!

YMMV: PayPal giving you a $5 balance gift

If you have a PayPal account and if their computer AI servers decided to offer you this promotion (mayhaps you haven’t used PayPal in a while) they are sending an offer by email, which you can also see if you login to your PayPal account, that gets you a $5 PayPal balance. You can even transfer it to your bank account! Check the offer details for more.

The promotion (to add the freebie to your account) expires on June 30 in 2021…

I just did it, and it looks like this in my PayPal account:

REI Mastercard: $100 Gift Card, Rewards, Cellphone Protection, Non-Profit Donations, and Other Benefits

REI hippies and hipsters of the world unite and take over! REI’s e-newsletter is promoting the current promotion for their REI Mastercard credit card (powered by US Bank). If you apply and get approved and make a purchase within 60 days, you will earn a $100 REI gift card as a bonus. The card has a rewards program, 5% on REI purchases, 2% on mobile wallet purchases and 1% on everything else.

These rewards are stackable and separate from the REI Annual Dividend program for REI members (membership is a one-time lifetime-activity, not an annual fee milking).

The card also offers a no-cost cellphone protection (damage or theft) if you pay your cellphone bill with this card. There is a $50 deductible, up to $800 per claim, two claims per year, up to $1000 per 12-month period. Details at the Cellphone Protection page…

Other benefits include “extra savings” on REI travel, automatic REI donation to non-profit nature projects, and no foreign transaction fees, and such, within of course limitations, terms and conditions and such.

Speaking of which, be sure to read up on all of them before applying. And the usual caveats, use credit responsibly, etc, etc, etc…

Money Maker (YMMV): Use/Link PayPal as payment method and make up to $25 in PayPal Cash

This is a rare money maker deal. PayPal is offering its members a chance to make up to $25 in PayPal cash. You earn $5 per app if you make PayPal the payment method (or link it with the service) with the following apps: Uber, Spotify, Hulu, GrubHub and HomeChef. You then have to use PayPal to make a payment in any of the above five apps and then the up to $25 will be yours. Offer ends when it is used 30,000 times or on 12/31/19 whichever happens first.

You must be invited by PayPal to participate. Check your PayPal connected email accounts and/or the offers/messages section or the splash ads at the PayPal website or apps.

Uber and GrubHub are the easiest to make a payment quickly because you can use them at any time. The other three are subscriptions which means you have to make sure the payment happens within the transaction window and before the 30,000 rewards are used up…

Then you can use the (up to) $25 bonus towards camera and photo (or any other) purchases 🙂

B&H Credit Card No Interest Limited time promotion

If you are planning a bigger purchase or a system switch or a system upgrade or want to develop new photographic areas of interest that require investment in new lenses (sports, architecture, etc), and you are financially organized enough that you can pay the installments on time so you can avoid paying any interest…

… then you may be interested to hear that B&H Photo is running a special No Interest If Paid In Full financing promotion until 12/2/19. The duration of the promotion depends on the total order amount…

… purchases over $1599 get a 24-month no interest period, while purchases over $599 get 12 months and purchases over $199 get 6 months.

Minimum monthly payments are required. The total amount MUST BE paid in FULL before the 6/12/24 months are over ~ in order to avoid paying any interest at all.

IF they are not paid in full by then, you will be charged interest from the PURCHASE DATE, from the beginning. In other words, don’t do this promotion if you are not certain you can make the monthly installments. OF course no one can foresee the unforeseen, so use your own judgment as to whether to do this or not…

Just don’t buy ALL of the Zeiss lenses on sale. But if you do, send me a couple 😉

AMEX Membership Points on Amazon: $30 off on $60+ purchases

This is a YMMV promotion ~ if you are eligible it will appear in your shopping cart or follow you around as you visit various Amazon pages…

The offer is this: if you make a purchase with an American Express credit card at Amazon over $60, you will receive a $30 off discount in the shopping cart. To get this discount, you must pay at least partially for the purchase using American Express Membership Rewards points. But first, you must manually activate the offer for your account ~ eg at the aforelinked page…

You typically have an option how much to pay with AMEX Membership Rewards points, and this is good because it is not a favorable ratio. So you could pay $2 worth with the AMEX points and the rest with your credit card.

The offer works only on products sold and shipped by Amazon itself, not by 3rd-party sellers. Digital content purchases are not eligible. You can find all the terms/conditions over there…

Adorama: Bonus Finance Offers with select Camera Gear purchases of various brands

While reading through the previously posted “Nikon Z” post, I also run into this Adorama financing promotion that gets you special financing terms on select camera gear purchases from various brands. The various eligible products are listed at the long aforelinked page.

Participating products on the page include select Canons (cameras, lenses, printers), and Nikons (Z cameras) and Sony (APS-C a series) and BOSE (no cameras), and PenTax (K-1 II and 645 gear).

NOTE that items may get added and/or removed from the list as each offer has its own expiration date.

As always, read thoroughly the terms and conditions and restrictions of the financing offers and make sure you understand them before jumping in with both feets!

New Prime Benefit: 5% Cashback with Amazon Prime Chase VISA at Whole Foods

We have another new Prime benefit! This is not as big as the Sunday announcement that Prime members get free standard shipping at Woot (for most items), but if you have the Amazon Prime Chase VISA credit card and shop at Whole Foods (and pay for the order with said credit card), you will now earn 5% rewards. Non-Prime members with the Amazon Chase VISA credit card will earn 3%, the same percentage they earn on regular Amazon purchases. Via Amazon Press Release.

PS: while the 5% cashback on purchases is earned with both the Amazon Chase Prime VISA and the Amazon Prime Store credit card, the 5% at Whole Foods is only earned with the Amazon Chase Prime VISA, presumably because Whole Foods is not set up to take the Store credit card (and the card may not be set up for retail use to begin with; it’s not a physical credit card to begin with).

Load $100+ Amazon Cash to your account in four B&M Amazon Cash Visits, Get $20 Amazon Store Credit

Amazon Cash is yet another Amazon service, open to everyone (not restricted to Prime members) that allows you to load up your Amazon account using cold hard cash. To do this, you visit various participating Amazon Cash brick and mortar stores, such as CVS, Game Stop, 711s, and such. You hand the cashier cash and it gets loaded to your Amazon account within seconds.

To encourage more people to use this service, Amazon is running a new Amazon Cash loading promotion running until February 28 in 2018. You must do FOUR separate Amazon Cash loading transactions during this time period, and your load total must be $100 or more. The promotion started January 1st.

You must visit four times, even if you load $100+ on the first time. Basically part of the hook of this promotion is habit training. It gets us used to visit stores and load the Amazon account. You can only use cash to load up your Amazon Cash account. You cannot use credit cards.

If you do this, you will receive a $20 promotional Amazon store credit, which you must use by March 31st in 2018. The promotional credit can be used on products sold and shipped by Amazon itself (not 3rd-party sellers). Their shopping cart will tell you what’s eligible once the $20 promotional credit is added to your account.

If you are not familiar with it, here’s the FAQ page. There are no fees for the service. The minimum load amount is $15, so factor that in your planning for the four visits. The stores don’t have coin counting machines, so probably not a good idea to show up with a big jar of coins 🙂 [use Coinstar locations instead – no fees for gift cards].

More details on how this works over there. It requires a bar code you can print or show on your screen (eg phone). I’ve done this once in the past, it worked as expected.

Prime Members Only: Get 20% back when you pay for select products with a Prime VISA or Store Credit Card

This is a HOT deal IF:

  1. you are a Prime member
  2. you have either the Prime Chase VISA credit card or the Prime Store Credit card
  3. you want to pay for your whole eligible purchase with either one of these credit cards
  4. you want to buy one of the items eligible for this promotion

If YES to all of the above, then keep on reading! You can find the terms of the promotion, along with links to the eligible products at the Prime 20% Cashback Offer. You only get 20% back on the amount paid with the credit card, so if you have gift cards and such, you may want to uncheck them in the shopping cart because you won’t get 20% back on the portion of the purchase paid with a gift card or any other payment method.

There is no coupon code to enter. The offer happens automatically in the back end while this promotion is running.


Click on the various product categories over there to see eligible products. Or while you are perusing Amazon product pages, eligible products will mention this with tiny font on their page. Here’s a screenshot:

Using the above as an example, you pay $376.99 at checkout. When your credit card statement closes, you will get a 20% statement credit (instead of the usual 5% statement credit). In this case, you will have a $75~ statement credit in your credit card account.

This is a LIMITED TIME OFFER. Amazon does not specify the expiration time, so if you don’t see it on a product page, it means it expired!

This is a limited time offer! You can find details and all the eligible products through the Prime 20% Statement Credit offer page.

Thrifty Tip: Estimate/Plan End Of Tax Year Business Purchases Now!

If you have a photography business or are self-employed, or have hobby income, depending on your tax situation, some or all of your camera-gear related purchases can help with your taxes, from Section 179 to standard depreciation, and all that. Don’t wait until the last week of December to do this! Start now! Do simulations on how your taxes will be impacted by business-related purchases this year and in the future, and plan accordingly. Likewise, look at your camera gear arsenal, what you need to get and replace in the short term, medium term and long term and see how it would fit into your financial planning.

The Tax Software for 2017 are not only out already, but they have began going on sale. Amazon has a H&R Block Deal of the Day with prices starting at $14 for the Deluxe version. This is one of a modest eight deals of the day. Compare to 40+ on Cyber Monday 🙂

UPDATE: if you buy the digital versions of the software, any “No Rush Credits” you may have in your Amazon account are automatically applied in the shopping cart (the slow shipping $1 credits Prime members receive if they select slow shipping instead of 2-day shipping on select orders).

20% Statement Credit on Select Purchases Paid with Prime VISA or Prime Store Card

And the offers keep on coming! If you are a Prime member, AND you have either the Amazon Chase Prime VISA credit card, or the Prime Store credit card, AND you purchase eligible products participating in the promotion you will receive a whopping 20% back as a statement credit on your credit card. You get the usual 5% plus a 15% bonus cashback, making it 20% total. The six eligible categories include Electronics, but it’s only a subset of all products that are eligible. This happens automatically if you fulfill the prerequisites, so you don’t have to enter a coupon. If you can find items you want/need with this, it’s a great deal. I’ll look into it more later in the weekend. Expiration date unspecified.

YMMV PayPal Coupon: $10 off a $50+ eBay order

If you are subscribed to PayPal offers by email (I think this is on by default, you’d have to manually turn it on their settings), they have sent today personalized email coupon codes for $10 off an eBay order of $50+ that is paid with PayPal (is there any other way to pay these days?). The coupon is a long mess of characters and numbers, which means it is unique for each customer, that’s why I’m not posting it here.

Coupon expires 11/22/17, and has the usual coupon exclusions.

IF you are eligible for this, it can be a perfect couponing storm, because running until Thursday night is a 8% eBay Bucks promotion (YMMV on who’s eligible) and running until Monday AM is a 20% off eBay coupon promotion.

I believe all three should be stackable because the PayPal coupon is a payment coupon (PayPal checkout coupon), while the eBay coupon is a purchase (eBay shopping cart) coupon. The rewards happen regardless of whether you use any coupons as long as you activate them before making purchases.

YMMV: $100 off the Nikon D850 IF You Apply and Get Approved for the Amazon Rewards VISA card

This is a YMMV promotion as Amazon’s AI bots have a mind of their own!!!

While checking the Nikon D850 stock status at Amazon I noticed a promotion that offers you a $100 discount IF you apply for an Amazon Rewards VISA credit card (by Chase) and Get Approved for it, and use the new card to pay the Nikon D850 [which remains in “Temporarily Out of Stock” status]. You don’t have to be a Prime member for this offer.

To see this offer however you may have to be logged on to your Amazon account, and NOT have an Amazon Rewards VISA card (by Chase). I only saw this offer on the non-Prime Amazon account I use to check prices/offers for non-Prime members. My Prime account (already has the Amazon Rewards VISA) was not offered this. Looking at the page without being logged on to an Amazon account also did not show the offer.

So this is a big YMMV.

If you are eligible for this offer, it looks like this [screenshot below]:

This has to be sold and shipped by Amazon itself, not 3rd-party sellers.

Non-Prime members get 3% credit cards rewards on Amazon purchases with the Amazon Rewards VISA, while Prime members get 5%. This is another one of the many Prime Benefits.

AMEX Offers: Get $25 back on $250+ Best Buy purchases [must activate first]

If you think you are going to spend at least $250 until the end of the year at Best Buy (online and/or brick and mortar store) and you have an American Express account, when you login to your AMEX account online, check under the “AMEX Offers” section for this promotion. You get a one-time $25 statement credit you make a minimum of $250 in combined purchases at Best Buy’s website and/or brick and mortar store.

This doesn’t have to be a single transaction, small purchases can add up to that. Make sure you activate the offer first in your AMEX account before you start buying. Activation is simple, you just press the “Add to Card” button. The offer expires 12/31/17.

As usual with these offers, I don’t know if everyone is offered these, or the AMEX computers offer it so a subset of their customers based on what their AI and Humans Bots decide 🙂

Strategically, add this to your card if there is a possibility you might do this. The option to sign up usually leaves your account before the offer expires, so don’t wait until Christmas Eve to try to add it to your account 🙂

AMEX Offers (YMMV): Get 5000 Membership Points when you pay $99+ for your annual Prime membership

This is a YMMV. IF you have an American Express credit card with Membership Points (not a Cashback card like Blue Cash), check the AMEX Offers section on the AMEX website or app. It’s right below your account summary when you login. Among the various offers floating there, they have a pretty good offer IF you are willing to pay your Prime membership with your eligible AMEX credit card.

Long post, more after the break…

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Masterpass NewEgg Coupon: $10/$100+ or $25/$200+

NewEgg is back with another Masterpass promotion. Masterpass is Mastercard’s online payment wallet type of service, similar to VISA Checkout. Using coupon code MPBTS17, and paying with Masterpass at NewEgg, you can get $10 off a $100+ order OR $25 off a $200+ order.

Offer ends 8/31/17. Terms and conditions at the aforelinked page. Strategically this can be a good idea for products that have the same prices everywhere.

AMEX Offers: Spend $250+ at Adorama, Get $25 Statement Credit

If you have an American Express credit card, check in your account whether you qualify for this AMEX offer. This is YMMV as not all offers are offered to all card holders. You may find an offer that gets you $25 back as a statement credit if you spend $250+ at Adorama online or in-store. First you must add the offer to your AMEX card (click the “Add to Card” button), and then make the purchases. The offer ends 6/30/17.

UPDATE: One of our readers pointed out in the comments that you may also get an offer that gets you 2500 Membership Points instead of a $25 Statement credit. This is possible for AMEX cards with Membership Points.

Here’s a larger size of the screenshot.

REI: $100 Gift Card with REI Co-Op Mastercard

If you don’t have (or had) an REI Mastercard, they are running a promotion that gets you a $100 REI Gift Card if you open an REI Co-Op Mastercard and make at least one purchase with it (any purchase, any amount) within 60 days of account opening. The usual thing with credit cards, “on approved credit”, etc, etc, etc. With this card you earn 5% back on REI purchases and 1% on all other retailers/places. This is stackable with the annual REI Membership Dividend because co-op hippies like to give money back 🙂 On top of that, until 12/31/17, REI will donate 10c to the National Forest Foundation (up to $1 million) for every transaction made with the card.