REI Mastercard: $100 Gift Card, Rewards, Cellphone Protection, Non-Profit Donations, and Other Benefits

REI hippies and hipsters of the world unite and take over! REI’s e-newsletter is promoting the current promotion for their REI Mastercard credit card (powered by US Bank). If you apply and get approved and make a purchase within 60 days, you will earn a $100 REI gift card as a bonus. The card has a rewards program, 5% on REI purchases, 2% on mobile wallet purchases and 1% on everything else.

These rewards are stackable and separate from the REI Annual Dividend program for REI members (membership is a one-time lifetime-activity, not an annual fee milking).

The card also offers a no-cost cellphone protection (damage or theft) if you pay your cellphone bill with this card. There is a $50 deductible, up to $800 per claim, two claims per year, up to $1000 per 12-month period. Details at the Cellphone Protection page…

Other benefits include “extra savings” on REI travel, automatic REI donation to non-profit nature projects, and no foreign transaction fees, and such, within of course limitations, terms and conditions and such.

Speaking of which, be sure to read up on all of them before applying. And the usual caveats, use credit responsibly, etc, etc, etc…